Equipment Loans

As equipment loans finance specialists, we can handle all your equipment finance needs. We provide access to a range of lenders, Australia wide, and can offer you our very best low rates and fast loan approvals.

Benefit from an experienced equipment finance broker.

We havethe experience required to provide you with finance options for your business, and can have you equipment loan approved quickly and easily.

Our highly qualified experts have the experience to provide consistent support in equipment loans.

Lease, Chattel Mortgage, Commercial Hire purchase

Business equipment including office machinery, printers, copiers, computer systems and phone systems
Agricultural, industrial and earthmoving machinery
Boats

Equipment Loans for Small to Large business

There are a range of options available when financing for business, including leasing equipment. Our loans can be either secured or unsecured. Apply online for an equipment loan today! Finance the easy way at Get Approved Finance.

Low Doc Equipment Loans

A low doc loan is suitable for new businesses or those not wanting a loan with no financials. These can be used for a CHP, Chattel Mortgage or equipment lease.

Types of Mortgages

Lake Macquarie Mortgages & Commercial Finance will help you decide which plan is best for you. It is always a good idea to do a little research on what kinds of plans are available, so that you can better understand the plans proposed to you. Briefly, here are some of the types of loans you might be considering.

Repayment mortgage: This is the most common, and is the simplest to understand. Repayment mortgages work on a time-line basis, and unless there is a problem with your payment schedule, your loan will be guaranteed to be paid in full by the end of your commitment.
Endowment mortgage: This type of loan is paid bi-monthly. The first payment is for the interest on your loan, with the second being a fee paid to an insurance company for an endowment policy.
Interest only mortgage: This plan focuses on paying back the interest accrued first, leaving the capital owed to be paid at the end of the payment schedule.
Pension mortgages: This mortgage is also paid in two categories, bi-monthly. The first payment is for the interest on your loan, and the second is for a pension policy premium.

Protecting Your Home Mortgages

When acquiring a home equity loan, you will consider home mortgages payment insurance. In the event you are not able to pay for your monthly bill, this type of insurance will assist you.

Without this insurance, and in the event of a financial mishap, you could lose your home. There are several types of this insurance coverage, and they will vary depending on your financial background, whether you are self-employed, as well as whether you are a part-time employee.

After considering your options, it’s time to apply for a home mortgage loan.

Email Lake Macquarie Mortgages & Commercial Finance and arrange an appointment.

Once you apply, you will have a clearer picture as to exactly what types of loans are available to you for your financial situation.